Property Details
Price: $895,000
Sq Ft: 1,606
($557 per sqft)
Bedrooms: 3
Bathrooms: 2
City:Useppa Island
County:Lee
Type:Duplex
Development:Useppa Island
Subdivision:Useppa Island
Acres:0.0510
Virtual Tour/Floorplan:
View
Year Built:1980
Listing Number:2026034128
Status Code:A-Active
Taxes:$8,310.86
Tax Year: 2025
Application Fee:$53,250.00
Furnishings: Turnkey
Pets Allowed: With Approval
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Equipment:
Electric Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator/ Freezer
Self Cleaning Oven
Washer
Interior Features:
Bar
Built- In Cabinets
Exclusions
Fireplace
Window Coverings
Exterior Features:
Boat Slip
Elec Avail at dock
Water Avail at Dock
Wooden Dock
Balcony
Open Porch/ Lanai
Storage
View:
Y
Waterfront Description:
None
Amenities:
Bike And Jog Path
Bocce Court
Community Boat Dock
Pool
Fitness Center
Tennis Court(s)
Underground Utility
Marina
See Remarks
Play Area
Private Membership
Restaurant
Financial Information:
Taxes: $8,310.86
Tax Year: 2025
Association Fee: $25,164.00
Room Dimensions:
Laundry: Laundry in Residence
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“Fancy Free Cottage” is located along the northwestern shoreline of Useppa Island and possesses many of the qualities that make for a quaint and private island retreat. This attached villa features three bedrooms and two baths encompassing more than 1,600 square feet of air-conditioned living space. From the moment you approach the front door, the difference is apparent: the end-unit setting offers additional openness and privacy, with lush tropical landscaping in place of the neighboring residence found alongside interior units. Situated just steps from the shoreline, its position provides expansive water views to the north and west, along with magnificent sunsets overlooking Boca Grande and Charlotte Harbor in the distance. Those waters and surrounding islands are easily accessible, as ownership of this unit includes the right to dock a boat of up to 24 feet at a nearby community dock at no additional cost.
Through the front door, you are greeted by an open and light-filled living area overlooking the northwesterly water views through impact-rated sliding doors. The living room is spacious enough to accommodate a variety of dining and seating arrangements and also features a fireplace and bar. Adjacent to the living room is a full kitchen with breakfast bar, providing added functionality for entertaining while maintaining a convenient and manageable footprint.
The Primary Bedroom is situated on the east side of the first of two living floors and offers ample storage along with a recently renovated ensuite bathroom. Direct access to the wraparound deck is provided through classic multipaned French doors, where privacy and a tropical setting come together. The deck provides ample room for a jacuzzi, should the new owner desire one, or for a complement of patio furniture for outdoor entertaining and relaxation.
Upstairs are two additional bedrooms joined by a Jack-and-Jill bathroom. The western bedroom possesses bird’s-eye views over the water through impact-rated sliding doors, and those views come to life the moment you step through the sliders onto the private open balcony. The bathroom is both functional and charming, with classic coastal décor and a private water closet and bath that can be closed off with pocket doors. The easterly guest room is quaint yet spacious enough to accommodate guests of all ages and would also serve well as an office or exercise room. With this floor plan, it is not uncommon for the western guest room to become the Primary Bedroom, while the eastern guest room serves as a Primary office or den.
“Fancy Free Cottage” has received a wide range of updates and thoughtful attention in recent years, creating a truly move-in-ready property without the need for renovation or significant additional work. Its location and position provide a sense of waterfront living, complete with expansive water views and convenient dockage amid a lush tropical setting—all within a quaint and manageable package offered below $1,000,000.
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Additional Information:
Building Description: Two Story, Duplex, Villa Attached
Building Design: Villa Attached
Community Type: Boating
MLS Area: Useppa Island
Total Square Footage: 1,822
Total Floors: 2
Water: Central
Construction: Wood Frame, Vinyl Siding
Short Sale: No
Date Listed: 2026-08-13 00:00:00
Pool Description: Community
Furnished: Turnkey
Windows: Window Coverings
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Fireplace: Y
Storm Protection: Impact Resistant Windows, Other
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Other
Pets: With Approval
Restrictions: Architectural, Deeded, No Motorcycles, No R V, No Truck
Maintenance: Other, Rec Facilities, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: Nw
Lot Desc.: Across From Waterfront, Irregular Lot
Amenities: Bike And Jog Path, Bocce Court, Community Boat Dock, Pool, Fitness Center, Tennis Court(S), Underground Utility, Marina, See Remarks, Play Area, Private Membership, Restaurant
Map of 507 Useppa, Useppa Island, FL 33924
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Listing Courtesy Of: Century 21 Sunbelt Realty
barrierislandbroker@gmail.com